Greece's Prime Minister Alexis Tsipras has made a defiant speech as cash withdrawal limits begin to bite for Greek bank customers.
Mr Tsipras promised Greeks their pensions and wages would be safe.
Earlier he put new proposals in a letter to eurozone partners, accepting most of what was on the table before talks collapsed, but with conditions.
Germany says talks with Greece will not be possible until after a referendum called by Mr Tsipras for Sunday.
Eurozone finance ministers held a conference call on Wednesday and also decided to postpone any further talks with Greece until after Sunday's referendum, according to Slovakia's Finance Minster Peter Kazimir.
In the poll Greeks will be asked to accept or reject proposals made by creditors last week.
Mr Tsipras's latest offer to creditors is tied explicitly to agreement on a request for a third bailout from the eurozone's bailout fund lasting two years and amounting to €29.1bn.
In his address on Wednesday Mr Tsipras thanked Greeks for their "calm" in the face of bank closures and said their salaries and pensions would "not be lost".
He angrily denied he had a secret plan to take Greece out of the euro, calling those who accused him of this "liars".
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